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• High-Stakes Decisioning: Serve as an escalation point for ad-hoc credit reviews and referrals, making informed judgments on Stripe's largest and riskiest users during volatile market conditions or incidents.

• Systems Thinking: Deeply understand our performance metrics including loss trends and leading indicators. Analyze account activity and monitor portfolio trends to identify opportunities for Stripe to reduce potential credit losses. Understand our current credit controls and strategies to identify opportunities for improvement. Work closely with our core risk team to mitigate potential risks with specific users.

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. This role has been identified as a Material Risk Personnel of Stripe SG under the Guidelines on Individual Accountability and Conduct, issued by the Monetary Authority of Singapore. SPSPL must therefore be satisfied on reasonable grounds that the role holder complies with the fitness and probity standards. Applicants agree to permit SPSPL (or its agents) to conduct due diligence as necessary to satisfy itself on reasonable grounds that you comply with the fitness and probity standards.

Minimum requirements

• A coach and mentor dedicated to nurturing talent and helping team members perform at their best.

• 12+ years of experience in commercial underwriting and financial analysis across multiple geographies in APAC • Comprehensive knowledge of accounting principles (GAAP and IFRS), financial analysis, cash flow analysis, and comfort with reading and interpreting financial statements.

• Ability to comfortably interact with the CFOs and CEOs of our top merchants.

• Strong collaboration, communication, and relationship-building skills, with an ability to influence stakeholders across organizations and borders.

• Experience recruiting, developing, and managing diverse and high-performing teams.

• Decisive, yet open to learning — you will make many critical decisions every day, even with the knowledge that you will be wrong some of the time.

• Excellent communicator who is able to convey complex ideas succinctly • Experience working cross-functionally across multiple teams and time zones

Preferred qualifications

• Strong data visualization skills and a willingness to use data and AI tools to analyze and make decisions on the portfolio.

• Experience working in tech, or in another fast-paced, high-growth environment.

• Experience working with Greater China merchants as this individual will work with merchants based in the Greater China region.

• Experience working in a matrix org structure.

• Experience working with Engineering, Product, and Ops teams.